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Louis, and an expert on identity theft, suggests when you order new checks, you pick them up at the bank instead of shipping them to your home."Stolen checks can be altered and cashed by fraudsters," says Duni.Though Browne had activated the card, she forgot to remove the sticker."The thieves must have known that you have to activate a new card from the phone number listed with the credit card company, so they didn't bother with it," she said, and since then, she leaves the activation stickers on all of her cards. If a cashier or salesperson takes your card and either turns away from you or takes too long to conduct what is usually a normal transaction, she may be scanning your card into a handheld skimming terminal to harvest the information.Indeed, when a thief struck a second time at a public function, Browne's stickered cards were again left untouched. But they don't need a handheld scanner to capture your information.According to Mark Cravens, the Anti-Scam Doctor and author of "The Ten Commandments of Investing," they can take a picture of the front and back of your card with a cell phone or merely swap out cards.There are a few simple things you can do to protect your credit card in case it falls into the wrong hands.

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The card that was spared still had the "Please Activate"sticker on it.

A February 2014 study by Javelin Strategy & Research found that 13.1 million identity-theft cases were reported in 2013, resulting billion in losses.

An increasingly common method of identity theft is account takeover fraud, which was approximately 28 percent of fraud cases in 2013.

Instead of just using a card for unauthorized transactions, fraudsters dive deeper and hack into existing accounts, change settings and make purchases in your name online.

Such activity accounted for billion in fraud losses in 2013.

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